MM2–7 cost calculator · for regional, rural and remote operators

Your funding doesn't change on 1 April 2026. But your over-spend is real, and your board is asking.

If your homes are running above target, you're paying for it. Model your delivery from 85% to 110% in role-aware detail. Find the over-spend. See what risk-assured reduction is worth.

Portfolio profile

Sites
15
Beds per site
80
Occupancy
92%

Current delivery (minutes / resident / day)

RN minutes

Counts toward both targets

35
EN minutes

Capped at 10% of RN target (4.4 min)

22
PCW / AIN minutes

Total target only

171
Total minutes228 / 215 (106%)
Effective RN90%

Staffing costs (loaded $/hr)

RN
$57
EN
$48
PCW / AIN
$46
Agency premium
+45%
Permanent / agency split
85% perm

Defaults: MA000018, MA000034 (Oct 2025) + 30% on-costs. Agency premium lower for NFP regional cohort.

Your annual delivery cost

$78.3M

15 sites · 1104 occupied beds · 106% of target

RN target not met — regulatory exposure despite total minutes being fine.

Total: 106% · RN: 90% · 402,960 resident days/year

Cost breakdown

Annual cost at current 106% delivery$78.3M
Annual cost at 100% delivery$73.8M
Annual over-spend$4.5M

Below target — different conversation

Your MM2-7 funding doesn't change, but you still carry Star Rating consequences, Director Declaration personal liability, and ACQSC enforcement risk. The same regulatory teeth apply — the only difference is there's no supplement to lose.

31 October 2026 — first audited Care Minutes Performance Statement. Director Declaration personal liability begins.

Book a 30-minute board conversation

Modelled estimate. Actual figures depend on roster efficiency, agency reliance, and AN-ACC casemix. Reducing without operational visibility risks dropping below target.